If your home is mistakenly in a FEMA flood zone and you live in Illinois, Bruce Matthews can help remove it.

Federal Emergency Management Agency (FEMA) flood zone maps originated in 1968 which means the flood risk data surrounding your home may be outdated. You could be paying for mandatory flood insurance when in fact; your property can be removed.

Put your toe in the water first.

If you are in a FEMA flood zone and believe that you have justification to be removed, test the waters first with a free consultation from Bruce to determine whether or not it is worthwhile to pursue a complete analysis and a FEMA Letter of Map Amendment (LOMA).

Free Consultation: Bruce will review the project site on FEMA’s Flood Insurance Rate Map (FIRM), Google Earth, and Illinois’ Elevation site to determine the potential approval of a LOMA.*

*If the results look positive, this information is required and a Site Evaluation quote will be provided:

• A recorded deed
• Tax map
• Flood premium amount, if flood insurance is being paid

• If the quote is accepted, field work is performed on site.
• Project site is located on the Field Insurance Rates Map (FIRM)
• Base Flood Elevation (BFE) is determined for the Flood Profile
• Documents are prepared and submitted to FEMA
• A response to questions from FEMA, is conducted, if necessary
• When approved, FEMA will send the LOMA to you acknowledging removal

*If the results look negative, Bruce can provide alternatives to reduce insurance premiums.

Timeline

With certain conditions, a LOMA approval can be returned in one week after submission to FEMA. Other applications are typically approved in 30 days. FEMA is obligated to respond within 90 days.

Fill out and email the form below to begin the flood zone removal process.